annuity pension

Annuity pension system plays an important role in each country, and it is a way in settling the aging problem.

企业年金在各国的养老保障体系中占有重要地位，在解决养老问题中发挥着重要作用。

Under the pressure of finance and aging population, many countries reform their old endowment insurance system. The new system is composed of three parts: social primary pension, enterprise annuity and personal saving pension.

在财政困难和人口老龄化的压力下，许多国家建立了三支柱的养老保险制度，即以基本养老保险、企业年金和个人储蓄性养老保险为支柱的保险制度。

Finally the paper put forward the suggestions of speeding up the endowment insurance reform of institution, providing annuity and occupational pension as supplementary insurance so as to reduce the discrepancy of endowment insurance between the supplementary insurance.

最后提出可以加快事业单位养老保险改革，统一企事业单位养老保险制度，并通过企业年金作为补充保险的方式缩小企事业单位养老保险差异。

In annuity system, pension of the plan participants, to a certain degree, depends on the matching distribution allocated to them.

在年金制度中，计划参加者的养老保障水平，在一定程度上取决于企业分配给其的配套供款。

In addition to the basic pension, enterprise annuity is a pension system. Under the guidance of national policy, it is established by enterprises according to their economic strength and economic conditions and aimed at improving employees' retirement income and quality of life.

企业年金是在政府强制实施的基本养老保险制度之外，企业在国家政策的指导下，根据自身经济实力和经济状况所建立的养老保障制度，目的在于提高企业员工退休后的收入和生活质量。

Trust-based occupational pension is the accumulation of pension funds, the beneficiary in order to account for the accumulation of retirement funds to purchase a commercial annuity pension payments manner, it will mean that business in the future of occupational pension annuity market will be promising.

信托型职业年金是基金积累型养老金，在受益人退休时以账户积累资金购买商业年金的方式给付养老金，这意味商业年金在未来的职业年金市场将大有可为。

Enterprise Annuity pension insurance system is the second level is to supplement the basic old-age insurance.

企业年金是养老保险体系的第二层次，是基本养老保险的补充。

Deferred compensation system includes stock option, enterprise annuity, retirement pension and fringe benefit.

报酬后置体系包括股票期权、企业年金、退休金计划等，且不同类型有不同的激励效果。

This hypothesis is not suitable for the investment strategy of enterprise annuity, pension fund, insurance company, open ‐ end fund and so on.

这一关键性的假设显然不适合企业年金、养老基金、保险公司、开放式基金等机构投资者的投资策略。